Preferred Mortgage Partner For Financial Advisors & Planners
20+ Years Serving California’s Top Financial Advisor’s, Planners & Wealth Managers
Revolutionizing the Lender/Advisor Partnership
I am deeply committed to my financial advisor & planner partners, offering bespoke mortgage services tailored to the unique needs of our shared clientele. My approach goes beyond traditional lending; I bring innovative business development strategies and collaborative ideas to the table, fostering mutual success.
Privacy, Discretion and Professionalism
The pillars of my service are privacy, discretion, and unwavering professionalism. I understand the unique requirements of high net worth and discerning clientele, and I am committed to upholding the strictest standards of confidentiality in every transaction. Trust is the cornerstone of my practice, and I ensure that every client’s financial matters are handled with the utmost sensitivity and respect, guaranteeing a secure, respectful, and professional experience at every step.
Strategic Business Growth Partner
In my role as a strategic lending partner, I offer more than just expert mortgage advisory services. I am deeply invested in the success of our collaborative relationships, bringing innovative strategies for lead generation and new business development to the table. My strength lies in not only providing top-tier mortgage solutions but also in fostering creative, collaborative thinking. This approach is designed to drive mutual success, ensuring that our partnership is not just about closing deals, but about growing and thriving together in the dynamic world of mortgage and financial advising.
Unrivaled Bespoke Mortgage Solutions
Our bespoke mortgage advisory service is specifically tailored for the most discerning clients, offering a memorable experience through meticulously designed systems and processes. We cater to the unique needs of high net worth individuals and busy professionals with a comprehensive range of loan products, from traditional to niche and private loans. Our focus on detail, efficiency, and sensory engagement ensures that every aspect of your clients mortgage journey resonates with their lifestyle and surpasses expectations, providing a seamless and exceptional service.
“Sending sophisticated, high-value clients to a standard mortgage advisor is like bringing a Formula 1 car to a regular auto shop. The nuanced expertise, resources and communication skills required for luxury performance simply isn’t there”
-Brett McDonell, Luxury Mortgage Advisor
STRATEGIC FOCUS
Lending Experts In
Our strategic focus into being the best in specific niches of finance. Specializing in super-jumbo residential mortgages, substantial 1031 exchanges, and large commercial loans, we commit to excellence in these key areas to deliver unparalleled service and expertise
Super-Jumbo Purchase Loans to $10M
Experience unparalleled expertise in super-jumbo residential mortgage financing. Specializing in bespoke purchase and refinance loans up to $10,000,000 for primary residences, second homes and investment properties. We offer a blend of traditional, private, and innovative financing solutions, tailored to fit your clients luxurious lifestyle and investment aspirations.
-Primary Residence, Second Home and Investment Property Eligible
-Residential, Multi-Family, Commercial
-1031 Exchange, California Pop 60/90 Tax Base Transfer Experts
Super-Jumbo Refinance Loans to $10M
Our specialty in super jumbo refinance loans combines unrivaled experience with the best bespoke options available. From cash-out refinancing to aligning your loan to better meet financial goals, we ensure a seamless and sophisticated process tailored just for you.
-Lower Rate, Improve Terms, Add Features, Remove/Add Borrower, Cash-out, Cash-In
-Residential, Multi-Family, Commercial
-Primary Residence, Second Home and Investment Property Eligible
Second Mortgages and Home Equity Lines of Credit
We offer second mortgages and home equity lines of credit, enabling you to access your home’s equity without altering your first mortgage. These options provide a streamlined approach to unlock cash for investments, improvements, or other financial goals, leveraging your property’s value with flexibility and ease.
-Primary Residence, Second Home, Investment Property
-Residential, Multi-Family, Commercial
boundary pushing podcast
Financial Advisors Advantage Podcast
Discover cutting-edge sales and marketing strategies with ‘Financial Advisors Advantage,’ a podcast where innovative ideas meet practical action. Join host Brett McDonell for unique, fictional success stories that inspire real-world success in financial advisory and planning.
Advanced Strategy Experts
01
1031 Exchange Financing Experts
We will assist in the investor friendly and somewhat complicated “1031 Exchange” process to provide expert guidance, professional recommendations and bespoke financing to solidify the exchange of properties.
02
California Prop 60/90 Tax Base Transfer Experts
We will work with you to determine whether you’re eligible for the CA Prop 60/90 Property Tax Base Transfer, provide the necessary information to apply to the appropriate county authorities and assist with the purchase financing for your new home.
03
Debt Consolidation Loans
When it comes to eliminating a large amount of debt, there are few better ways than to consolidate all your high rate and bad debt into a new first or second mortgage. There could be tax advantages from this, but for most, it’s a windfall in monthly cash-flow.
04
Additional Dwelling Unit (ADU) Loans
We provide financing for clients looking to add ADU units in the form of new cash-out first mortgages, second mortgages or Home Equity Lines of Credit. If needed, we can refer you to contractors and experts that can explain the actual ADU build-process in more detail.
05
Self-Employed & Unique Income Client Experts
My extensive network, encompassing everything from bank statement loan programs to traditional and niche lenders, allows me to offer a diverse range of financing solutions. This wealth of options ensures that even the most unconventional income profiles can find a tailored and effective mortgage solution
06
House-Hacking “Multi-Unit Investing“ on a dime
I offer expert guidance in ‘House-Hacking,’ a savvy strategy for those aiming to invest in real estate while buying their primary residence. This approach involves purchasing a 1-4 unit property with as little as 3.5% down payment, making it an ideal first step for young investors or parents seeking to assist their children in making a wise home purchase.
Success – LONGEVITY
Two Decades of Mortgage Lending Experience.
$400 Million
Personal Funding’s
20
Years
Residential
Multi-Family
Commercial
recently featured on the cover of
Mortgage Pro Magazine
I am honored to have been recently featured on the cover of ‘Mortgage Pro Magazine,’ a testament to my commitment and expertise in the field of luxury financing. This recognition underscores my dedication to providing exceptional service and innovative solutions in the luxury mortgage sector. As a standout mortgage professional, I bring a wealth of experience and a track record of success to every client interaction, solidifying my position as a trusted and recognized expert in the industry
Headquarters
Watermark Capital, Inc. NMLS#1838 100 Spectrum Center Dr. #520 Irvine, Ca 92618
Contact
Brett McDonell Luxury Mortgage Advisor (714) 457-7233 E: Brett@BrettMcDonell.com NMLS#303085
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